1. Speak with a mortgage broker/bank/financial institution to determine the most appropriate loan type for you and to gauge your borrowing capacity.
2. Make a short list of the suburbs or areas you are interested in and do some basic research about average price houses for these areas and to assess services such as shops, schools and transport- we can help you with this.
3. Get to know your agent - we like to know about you too - the better we understand your needs such as family size, transport and schooling requirements the better we are able to find the right property for you and your family.
4. When you find a property that you are interested in it's time to bring in solicitors and arrange pest and building inspections. This gives you the information you need to make an informed decision about the offer you would like to make to the vendor.
5. When your offer has been accepted it is time to sign the contract for sale and pay your 10% deposit which is held in trust until the sale is finalised.
6. At this point the solicitors, conveyancers or agent arranges exchange of the signed contracts and settlement usually takes place 6 weeks later.
At iRIS Property we have years of experience in helping people find the home they want. Call us today to see how we can help you.
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